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Insurance Scope & Documentation Template
Property owners, adjusters, and general contractors
Most dry ice line items get kicked back for the same three reasons: no measured quantity, no method justification, and no before/after photo tied to the area billed. This template is the checklist we use internally so a scope clears on first review.
1. Loss identification
- Claim number, date of loss, cause of loss, and carrier contact
- Property address plus affected areas listed room by room or by grid zone
- Category and class of loss (water) or damage classification (fire/smoke)
- Photos of each affected area before any work begins, wide shot plus detail
2. Method justification
- Substrate list: framing, sheathing, masonry, structural steel, ductwork, equipment
- Why a dry method is required (no added moisture, non-conductive, no substrate loss, occupied adjacent spaces, historic substrate)
- What the alternative would cost or damage (sanding, media blasting, wet cleaning, or tear-out and rebuild)
- Reference to the applicable standard: IICRC S520 source removal or IICRC S700 fire and smoke practice
3. Measured quantities
- Square footage of surface blasted, measured — not estimated by room size
- Linear footage for joists, beams, and framing members where surface area differs
- Containment square footage, negative-air unit count, and days deployed
- HEPA vacuum labor hours and dry ice media consumed
4. Safety and controls
- Containment plan and negative air pressure differential documented
- CO2 monitoring records for the work zone (5,000 ppm TWA / 30,000 ppm STEL)
- PPE and hearing protection noted; blast operations run at high dBA
- Confined space or LOTO permits if applicable to the space or equipment
5. Verification and closeout
- After photos from the same camera positions as the before photos
- Third-party clearance testing results, if a mold claim
- Written statement of what was removed versus what was recommended for demo
- Blast settings log: pressure, media rate, and nozzle type per substrate
This template is provided as a general documentation aid. It is not legal, coverage, or claims advice, and it does not guarantee any carrier's approval of a scope. — REDI, Restoration & Environmental Dry Ice. 980-355-2189 · Sales@Redi-co.com · redi-co.com